Does your car have to be moved from one location to another, and is the distance that has to be covered quite long? You may have been planning to drive the vehicle yourself, in which case you should get some safety tips, such as those on this page, so as to be sure that both you and your vehicle will arrive without any troubles whatsoever. Not that keen on driving, though? I get you.
When it comes to covering long distances, people are usually not that keen on driving. Not only because they are concerned about safety, but also because they usually can’t spare the necessary time. And, on top of that, they often realize that this is financially not a very wise move, given that they would have to pay not only for gas, but also for food, lodging and a lot of other things.
This is why they often go for a different solution. A more convenient and a much safer one. As you may have guessed it, I’m referring to the idea of shipping the actual auto, and thus having it transported by professionals instead of needing to drive. A huge burden off the chest.
Having weighed the pros and cons of both the options, driving and shipping, you have most probably realized that using the transportation services is the best move for you. Yet, you don’t want to jump towards getting the service until you get a few more facts straight. For one thing, you need to understand the concept of auto transportation insurance, and there are certainly some important things you need to know about it.
This is how the transportation works in general: https://www.nerdwallet.com/article/loans/auto-loans/car-shipping-how-it-works
1. There Are Two Types
First and foremost, you have to know that there are two different types of insurance when the shipping process is in question. The primary and the secondary one. While the first one is provided by the shipping company that you’ll work with, provided that it is a good company, the second one is offered by your general auto insurance. You need to be careful with the second option, because not all of the policies will cover transportation, so don’t make any assumptions there and always check instead.
2. Always Check for Primary
Speaking of checking things, the primary insurance is what you should focus on. This basically means you should check whether the companies you’re considering are providing it, as well as what it is that’s covered with it. Usually, the primary coverage includes protection against damage from natural disasters and accidents, and, of course, theft. Should be enough to keep the vehicle, and your finances, safe.
3. Choose Companies That Provide It
Given the above, it shouldn’t be difficult for you to come to this specific conclusion. Basically, you should always go for those companies that offer the insurance. Believe it or not, some firms don’t offer this through their services, so checking is important, and so is choosing those companies that do. Take your time to research the options and make a wise choice.
How can you, however, be sure you’re making a wise choice? Through extensive research, of course. Your focus should be on choosing a firm that offers car transporter insurance, but that is not the only thing to check when trying to make the best hiring decision. Additionally, you also want the firm you select to be experienced, as well as highly reputable, so make sure to check those factors as well. And then, there is also the price of the service, and you want it to be reasonable.
4. It Protects Your Finances
Perhaps the most significant thing to know about the insurance coverage is that it protects your finances. You never know what can happen on the actual road, and you don’t want to risk having to pay for the damage that could occur. While great professionals will always do their best to avoid the damage, assuming the risks is not the wisest decision. With the right coverage, you will get compensated for the actual damage if it occurs, which will definitely protect your finances and allow you to relax. Therefore, car shipping insurance should never be ignored, and you shouldn’t send your vehicle off without having it.
5. There Are Requirements to Meet
One more thing to keep in mind is that there are certain requirements to meet in order to secure your coverage. Researching the carriers and their coverage, as well as reviewing the personal policy you have is important. Furthermore, performing a thorough inspection on your vehicle and documenting its condition before it is shipped, making sure you’re taking note of any existing damage, is of utmost significance. The evidence you will document this way will be essential for the actual claims process, so don’t forget to do the inspection.
